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三商美邦20年祥安終身壽險

Aug 21st 2013, 03:52

請問一下專業人事
我現在有買一張保單
是三商美邦20年祥安終身壽險年繳25687
今年是第三年
不過
1.我想換成儲蓄險
請問可以嗎?
2.儲蓄險跟終身壽險到底哪個好?

因為現在經濟比較不穩定
我想要之後可以領回錢的
但這張之後無法領回
我不知道這張保單到底值不值得繼續繳費
還是要換成儲蓄險?
請大大告訴我吧!

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